Most fintech apps store your bank login on their servers. Nemo doesn't. Your bank credentials are encrypted on your computer and connect directly — we literally cannot see them.
Real examples of how Nemo handles your most sensitive financial data.
When you connect Chase, BofA, or any bank, Nemo connects directly from your computer. Your username and password never pass through our servers.
Your spending history, account numbers, and balances are stored only on your computer. Analysis happens locally — nothing is uploaded.
When you use the mobile app, it connects directly to your desktop agent via end-to-end encryption. Your bank data never routes through our infrastructure.
The fundamental difference is where your bank data lives.
Built-in protections you don't have to configure.
Every bank login, password, and API key is encrypted with AES-256 and locked to your OS account. Nobody else holds the key — not even us.
Nemo only reads your bank data — it never initiates transactions, moves money, or makes changes to your accounts. It's view-only by design, so there's zero risk of unintended actions.
Set a cap on how many queries Nemo can make per session. If it hits the limit, it stops and reports back — you're always in control of how much it accesses.
The mobile app connects to your desktop agent with end-to-end encryption. Your bank data flows phone → desktop only, never through our cloud.