Nemo Nemo
Privacy & Security

Your bank credentials
never leave your device.

Most fintech apps store your bank login on their servers. Nemo doesn't. Your bank credentials are encrypted on your computer and connect directly — we literally cannot see them.

0
Credentials on our servers
AES-256
Encryption standard
7,000+
Banks connected locally

How your bank data is protected

Real examples of how Nemo handles your most sensitive financial data.

Bank Logins

When you connect Chase, BofA, or any bank, Nemo connects directly from your computer. Your username and password never pass through our servers.

Direct connection: your computer → your bank
AES-256 encrypted vault on your device

Transaction Data

Your spending history, account numbers, and balances are stored only on your computer. Analysis happens locally — nothing is uploaded.

All analysis runs on your machine
No cloud processing of financial data

Mobile Connection

When you use the mobile app, it connects directly to your desktop agent via end-to-end encryption. Your bank data never routes through our infrastructure.

End-to-end encrypted phone → desktop
No financial data on our servers — ever

Nemo vs. cloud fintech apps

The fundamental difference is where your bank data lives.

Cloud Banking Apps (Mint, Plaid-based, etc.)
Your bank login stored on their servers
Transactions processed through their cloud
If they get breached, your bank gets breached
Monthly subscription fees
Nemo — Runs on Your Machine
Bank credentials encrypted on your hard drive
Direct connection from your computer to your bank
We can't see your logins — nothing to breach
Free forever — no subscription

How we enforce it

Built-in protections you don't have to configure.

Encrypted Credential Vault

Every bank login, password, and API key is encrypted with AES-256 and locked to your OS account. Nobody else holds the key — not even us.

Read-Only Access

Nemo only reads your bank data — it never initiates transactions, moves money, or makes changes to your accounts. It's view-only by design, so there's zero risk of unintended actions.

Action Limits

Set a cap on how many queries Nemo can make per session. If it hits the limit, it stops and reports back — you're always in control of how much it accesses.

Secure Mobile Link

The mobile app connects to your desktop agent with end-to-end encryption. Your bank data flows phone → desktop only, never through our cloud.

Your money. Your device.
Nobody else's business.

Free forever. 7,000+ banks. Everything runs on your machine.

Download Nemo Free

Windows 10+ • Mobile apps coming soon • No credit card